# income calculation ## [Verifying Income](/content/solutions/verifying-income/index.html) Solutions Verifying Income AI verifications for income and employment with 99% accuracy. Stated income is notoriously falsified and unreliable. Paycheck stubs and bank statements are easily forged. Income calculation is complex, and humans make mistakes – the more manual processes in place, the greater compliance and fair lending risk. Our income document intelligence uses AI … --- ## [Human-in-the-Loop](/content/products/human-in-the-loop/index.html) PRODUCTS Human-in-the-Loop (HITL) 100% Extraction Rates. What is Human in the Loop? Informed has augmented its best-in-class AI for extractions, verification, and fraud detection with Human-In-The-Loop (HITL). HITL enables operations staff, at Informed or the lender, to verify and correct AI-extracted data. This ensures the highest possible accuracy and completeness so lenders can automate more. --- ## [Informed Fights Fraud: Here is How To Protect Your Lending Business](/content/products/informed-fights-fraud/index.html) PRODUCTS Informed Fights Fraud Reduce friction, win more deals and reduce fraud risk. What is Fraud? Informed primarily focuses on fake or altered paystubs and bank statements, and over-stated income as key indicators or red flags for fraud. Lenders must defend against a growing list of fake paystub sites while ensuring their borrowers aren’t inconvenienced. --- ## [Informed.IQ Launches Dealer Verify, a new tool leveraging AI to Enhance the Auto Dealer Experience and reduce Contracts in Transit](/content/informed-iq-launches-dealer-verify-a-new-tool-leveraging-ai-to-enhance-the-auto-dealer-experience-and-reduce-contracts-in-transit/index.html) AI-Based Tool Enables Dealers to Verify Income and Clear Consumer Stipulations in Real Time to Streamline Loan Originations. San Francisco, CA; October 30, 2023 – Informed.IQ, provider of AI-based software that verifies, streamlines, and optimizes loan processing, today announced Dealer Verify. This new tool enables auto dealers to clear stipulations in real time through digital. --- ## [Master the automation of document verifications](/content/master-the-automation-of-document-verifications/index.html) Over the years, there’s been a desire to automate underwriting – the ability to return credit decisions in seconds. Many Loan Origination Systems (LOS) providers have invested in capabilities to help their auto lending clients achieve automated decisioning. These include: pulling 3rd-party data, consumer scoring based on lender-specific credit models, and appropriate deal pricing. The … --- ## [Introducing CollectIQ: the first-of-its-kind Digital Dealer Tool](/content/introducing-collectiq-the-first-of-its-kind-digital-dealer-tool/index.html) We are thrilled to announce that we are launching CollectIQ, an AI-powered tool enabling auto lenders to digitally obtain consumer documents for verifying financing requirements. What is CollectIQ? CollectIQ empowers auto dealers to instantly verify consumer data and calculate income, providing a transparent and accurate financing experience. It allows car buyers to securely provide documents. --- ## [CollectIQ – Digital Document Collection](/content/products/collectiq/index.html) PRODUCTS CollectIQ A simple, intuitive tool to collect consumer documents. What is CollectIQ? CollectIQ is an AI-powered tool enabling lenders to digitally obtain consumer documents and verify data. Lenders collect the documents and data required to clear stipulations and re-hash credit decisions as needed. Through accurate income calculations and validation of applicant data, loans are … --- ## [Informed.IQ unveils CollectIQ: Digital Dealer tool using Comprehensive AI to Electronically Collect and Verify Car Buyer Data](/content/informed-iq-unveils-collectiq-digital-dealer-tool-using-comprehensive-ai-to-electronically-collect-and-verify-car-buyer-data/index.html) First-Of-Its-Kind Analytic Tool, CollectIQ Enables Lenders to Digitally Obtain Consumer Documents to Verify Financing Requirements. San Francisco, CA; August 8, 2023 – Informed.IQ, a leading provider of AI software that verifies and streamlines loan processing, announced CollectIQ, a first-of-its-kind AI-powered tool enabling auto lenders to digitally obtain consumer documents to verify financing requirements. Through accurate … --- ## [How dealers & lenders are ensuring fair access to credit amid complicated income verification](https://drive.google.com/file/d/173HrknSMJMBh4T0P7cpvW9Ofj6m_3OFN/view?usp=sharing) [How dealers & lenders are ensuring fair access to credit amid complicated income verification Read More »](https://drive.google.com/file/d/173HrknSMJMBh4T0P7cpvW9Ofj6m_3OFN/view?usp=sharing) --- ## [How Auto Dealers and Subprime Lenders are Ensuring Fair Access to Credit…](https://nonprimetimes.com/how-auto-dealers-and-subprime-lenders-are-ensuring-fair-access-to-credit-in-an-era-when-multiple-income-streams-and-the-gig-economy-complicate-income-verification/) [How Auto Dealers and Subprime Lenders are Ensuring Fair Access to Credit… Read More »](https://nonprimetimes.com/how-auto-dealers-and-subprime-lenders-are-ensuring-fair-access-to-credit-in-an-era-when-multiple-income-streams-and-the-gig-economy-complicate-income-verification/)