Informed: Data-Powered Income, Identity Verification & Fraud Detection
AI Powered Employment & Income VERIFICATIONS
Instantly Verify Applicants and Reduce Fraud With Historical Loan Data and AI
Better Verifications = Faster Onboarding, Less Fraud/Risk
Lenders need accurate income verifications, reduced fraud and cost, and faster approvals. Informed’s vertical AI, document intelligence and industry data network does all this while improving compliance.
Must-See Resources
Chartis Research: Enterprise and Payment Fraud Solutions, 2026 — Informed.IQ Vendor Spotlight
Informed.IQ Case Study: Desert Financial Credit Union’s Transformation of Indirect Auto Lending Operations
Informed's 2026 Auto Finance Fraud Intelligence Survey Report
Top 25 Artificial Intelligence Companies of 2024
Informed's 2024 Auto Loan Defect Survey Report
Informed By The Numbers
Data-driven Statistics
Lending data points in Fraud Data Network
2B+
Originated to date with Informed’s automation
$350B
Consumer lenders trust Informed’s technology
8 of the top 10
The Benefits
Why Informed?
Real-Time
Calculate and clear stipulations in under 30 seconds
Regulatory Compliance
Consistency, auditability, less bias
Reduce Cost and Increase Accuracy
Process more loans faster while reducing manual errors
Lender Expertise
Our SMEs are experienced lenders.
Data Consortium / Knowledge Graph
7 years, 100M+ lending docs, 2B+ data points provide unparalleled insight and reduces fraud
Informed Income Verifications in Action
Tap the video to see how Informed works with Consumer loans.
Our Mission
Our mission is to lower the cost of credit using AI for real-time transparency, greater financial inclusivity, and improved compliance.
Modern Solutions
How It Works
Automate Existing Credit and Funding Policies
Calculate income in real-time according to your policies configured by Informed. Verify applicant information with over 200 different document types that Informed automates including paystubs, bank statements, SSI award letters, W-2s, tax returns, and many others. Benefit from accurate income verifications with less fraud.
Quick Speed to Market
Informed sits between your Loan Origination System (LOS) and the application sources, allowing all credit approvals and documents to be processed without heavy lifting from IT. Your systems continue working as normal with the added benefit of Informed’s automated employment and income verifications accessible via a stand-alone portal.
Model Risk Management & Compliance
We know how important security is to you and your company. Informed is on a mission to help companies like yours unlock the potential of your data while ensuring that it remains secure, private, and under your control.
Featured In:
Chartis Research named Informed.IQ a 2026 RiskTech Quadrant® Point Solution for Enterprise Fraud!