Informed: Data-Powered Income, Identity Verification & Fraud Detection

AI Powered Employment & Income VERIFICATIONS

Instantly Verify Applicants and Reduce Fraud With Historical Loan Data and AI

Better Verifications = Faster Onboarding, Less Fraud/Risk

Lenders need accurate income verifications, reduced fraud and cost, and faster approvals. Informed’s vertical AI, document intelligence and industry data network does all this while improving compliance.

Must-See Resources

Chartis Research: Enterprise and Payment Fraud Solutions, 2026 — Informed.IQ Vendor Spotlight

Informed.IQ Case Study: Desert Financial Credit Union’s Transformation of Indirect Auto Lending Operations

Informed's 2026 Auto Finance Fraud Intelligence Survey Report

Top 25 Artificial Intelligence Companies of 2024

Informed's 2024 Auto Loan Defect Survey Report

Informed By The Numbers

Data-driven Statistics

Lending data points in Fraud Data Network

2B+

Originated to date with Informed’s automation

$350B

Consumer lenders trust Informed’s technology

8 of the top 10

The Benefits

Why Informed?

Real-Time

Calculate and clear stipulations in under 30 seconds

Regulatory Compliance

Consistency, auditability, less bias

Reduce Cost and Increase Accuracy

Process more loans faster while reducing manual errors

Lender Expertise

Our SMEs are experienced lenders.

Data Consortium / Knowledge Graph

7 years, 100M+ lending docs, 2B+ data points provide unparalleled insight and reduces fraud

Informed Income Verifications in Action

Tap the video to see how Informed works with Consumer loans.

Our Mission

Our mission is to lower the cost of credit using AI for real-time transparency, greater financial inclusivity, and improved compliance.

Modern Solutions

How It Works

Automate Existing Credit and Funding Policies

Calculate income in real-time according to your policies configured by Informed. Verify applicant information with over 200 different document types that Informed automates including paystubs, bank statements, SSI award letters, W-2s, tax returns, and many others. Benefit from accurate income verifications with less fraud.

Quick Speed to Market

Informed sits between your Loan Origination System (LOS) and the application sources, allowing all credit approvals and documents to be processed without heavy lifting from IT. Your systems continue working as normal with the added benefit of Informed’s automated employment and income verifications accessible via a stand-alone portal.

Model Risk Management & Compliance

We know how important security is to you and your company. Informed is on a mission to help companies like yours unlock the potential of your data while ensuring that it remains secure, private, and under your control.

Featured In:

Chartis Research named Informed.IQ a 2026 RiskTech Quadrant® Point Solution for Enterprise Fraud!