Tom Oscherwitz, Author at Informed

Tom Oscherwitz

Tom Oscherwitz is the General Counsel at Informed

Tom Oscherwitz has over 25 years of experience as a senior government regulator (CFPB, US Senate, US House) and as fintech legal executive working at the intersection of consumer data, analytics, and regulatory policy (ID Analytics, Plaid, FairPlay, Aire). He holds a B.A in American Studies with Honors from Stanford University, and a law degree from U.C. Berkeley School of Law.

Areas of Expertise

• Financial Services Regulation and laws
• Fintech Startups
• Artificial Intelligence Policy
• Consumer Reporting
• Consumer Protection
• Privacy and Identity Fraud

Former Positions

• VP of Public Policy and Regulatory Affairs (Fairplay.AI)
• Regulatory and Compliance advisor (Plaid)
• General Counsel, Aire
• AI Policy Lead, CFPB
• Asst Deputy for Office of Supervision Policy (CFPB)
• VP of Government Affairs and Chief Privacy Officer (ID Analytics)
• Counsel, Senate Judiciary Committee (US Senator Dianne Feinstein (D-CA))

Awards

CFPB 2016 – Director’s Mission Achievement Award

The Latest Articles by Tom Oscherwitz

AI Industry’s Role in Defining Financial Services Standards

June 2, 2026

Why Your Manual Fraud Analysts May Be Looking at the Wrong Things

May 29, 2026

AFSA Vehicle Finance Conference Recap: Auto lending leaders call for collaboration to fight fraud

February 18, 2026

Tipping the Seesaw: How Financial Deregulation Opens the Door to Fraud

January 28, 2026

Fair Lending Is Dead, Long Live Fair Lending…

November 11, 2025

Fair Lending is Dead, Long Live Fair Lending

October 29, 2025

Digital Footprints: How Lenders Can Use Real-World Data to Combat Document Fraud

August 27, 2025

Tips for Auto Industry Stakeholders to Navigate AI Hallucinations

July 30, 2025

How a Humanities Degree Can Give You an Edge in the AI Job Market

July 9, 2025

What role should consumers have in combating AI-generated fraud?

May 28, 2025